jobs

Georgia Banking Company

Charlotte , NC

Mortgage Loan Officers

Georgia Banking Company
Charlotte, NC Full-time
Posted on December 4, 2018

Department:          Mortgage Division

Reports to:            Southeast Regional Sales Director

Summary:              Produces quality mortgage loans by attracting new and repeat customers and managing the loan process with them from start to finish. 

  Job Requirements:         

  • 2 years’ loan origination experience or the equivalent in experience.
  • Proven track records of success within mortgage banking.
  • Public speaking ability.
  • Established relationship-building skills.
  • Comply with the Bank Secrecy Act, Fair Lending and all banking regulations where applicable.

Job Functions:

  • Collect and analyze documents from borrowers including income, assets, investments, and debt documents.
  • Present the advantages and disadvantages of various financial products in order to determine the borrower’s needs and financial circumstances.
  • Assist with and collect the application and maintain positive relationship with the borrower throughout the entire loan process to include communicating regularly with the borrower and attending the purchase closing.
  • Market and promote the company to attract new purchase business and educate the public on the available products offered.
  • Build a network and maintain community relations by promoting the company to real estate agents, builders, developers, financial planners/ CPA’s, attorneys, and other referral sources.
  • Remain current on applicable compliance items and regulations to ensure accuracy in loan documents.
  • Comply with the Bank Secrecy Act, Fair Lending, and all banking regulations where applicable.
  • Through understanding of Fannie, FHA, and UA Guidelines
  • Required to close 4 loans per month